Do you need to borrow money? Find the best personal loan in South Africa
When you are having financial problems and need money for different payments, you may think of getting a loan. Before applying for a loan, you must think of the actual need of it. Important banks in South Africa are advising to stop getting personal loans with bad credit for unnecesary things.
It is still possible to get a loan with poor credit though, thanks to the best personal loan companies in South Africa.
Get to know the likelyhood of getting a loan by looking at your credit score.
Loan lenders in South Africa will always analize the risk of lending you money. They obviously need to be sure about your capacity to pay it back. For this, they use a credit score. The higher it is, the more likely you are of getting the best loan deals.
How is your credit score determined?
- They will check whether you fully paid on time other loans.
- They will considere you a risky client if you already owe important quantities of money.
- They will take into account your experience managing debts.
- They check the kind of credit you already have. For example whether it is a credit card loan or mortage.
- They will pay attention to how often you’ve been applying for a new loan. If you have applyied too many times in short time, it lows your credit score.
How to get loans for bad credit in South Africa
Basically, you need to enhalce your credit score and we’re telling you how.
- Do not apply for credit to get unnecesary ítems.
- Obtain one free credit cards report and start paying the ones with the highest balance.
- Try to pay credit cards and bills on time every month.
- Study all other alternatives before foreclosure or asking for bankruptcy protection.
Where to find the best loan companies in South Africa
In Infoisinfo we know how difficult can be to get loans for bad credit history or an emergency loan. That is why we’ve prepared a list for you with the best loan companies in South Africa. They will help you out and find the best financial solution for you. You will also find phone numbers, adress and reviews from other clients.
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1 - LOST LOVE SPELLS AND POWERFUL TRADITIONAL HEALER SOUTH AFRICA PROF KIISA - Johannesburg
fourways, Fourways. Johannesburg. Gauteng. 2191
LOST LOVE SPELL IN UK USA CANADA LOS ANGELES LONDON NEW YORK +27635620092 PROF KIISA Well the good news is, i can offer you services in all aspect of daily day…
2 - Xcelsior Financial Services - Boksburg
100 Elizabeth Road Bartlett, Boksburg, El Ridge Office Park, Block C No:7, Bartletts. Boksburg. Gauteng. 1412
Xcelsior Financial Services - offer a credit facility against any movable assets. We require no affordability assessments or credit checks. Any client is welcome as…
3 - Regional Finance - Mossel Bay
Bella Casa Building, Ground Floor, 14 Mascodor Street, Voorbaai, Mossel Bay, 6506, Voorbaai. Mossel Bay. Western Cape. 6506
Do you need a loan of any kind? Regional Finance is proud to be your Hometown Credit Source, and is an independent financial institute. We have built up an…
4 - OneMain Financial - Worcester
138A Durban Street, Worcester, 6849. Worcester. Western Cape. 6849
OneMain Financial has been helping people realize their financial goals and dreams. With branches nationwide, we are part of the communities in which we serve.…
5 - MattFin Money Matters (Debt Consolidation) - Vredenburg
Waterfront Terraces Block 1 Carl Cronje Drive. Vredenburg. Western Cape. 7535
If you're a home owner and you're getting behind with your monthly debt repayments, or you're battling to cover your day-to-day living expenses, Mattfin Money…
6 - Xcelsior Loans - Witbank - Emalahleni
Smokey Mountain Office Park, Unit 105, First Floor, Ben Fleur, Witbank, Klipfontein. Emalahleni. Mpumalanga. 1038
Xcelsior Financial Services- offer a credit facility against any movable assets. We require no affordability assessments or credit checks. Any client is welcome as…
7 - Xcelsior Pretoria North Financial Services - Pretoria
Shop nr 4, Zelda Park building 570 Gerrit Maritz str, Pretoria North. Pretoria. Gauteng. 0043
XCELSIOR is a privately owned registered credit provider in South Africa. Our management team boasts 15 years of combined experience in specifically the loans sector…
8 - Lisabank - Sandton
679 sandton pretoria main road, wynberg. Sandton. Gauteng. 2090
COME CHECK OUR REPO VEHICLES SELLING UNDER RETAIL PRICESS!!!!!! MORE CAR FOR LESS!!!!. Our focus is on procuring a variety of vehicles including repossessed…
9 - Cash Balance - Johannesburg
120 End Street end street mall. Johannesburg. Gauteng. 2000
Cash Balance is a registered financial service provider, we do Payday advance loans to everyone including blacklisted clients. For a person to qualify he must be a…
10 - Loan Merchant Bank: Pawn, Gold and Diamond Exchange - Sandton
1 Estelle road 84 Westwood Way, Paulshof, Bryanston. Sandton. Gauteng. 2056
Cash loans/Buy/Sell:. (L). firstname.lastname@example.org. (e). 086 549 6398. (f). 011 056 6661. (w). 076 789 7220. (c). Zane Haasbroek. Gold, gaming consoles,…
My South Africa Payday - Cape Town
The Colosseum. Cape Town. Western Cape. 7441
Payday lending has become very different over the years. If you need funds, but are being turned down by the bigger lenders then talk to us. This lets us grant loans…
db Debt Counsellors - East London
Suite 4002, The Towers, Vincent Park, Vincent. East London. Eastern Cape. 5247
In the South African consumer market it has been too easy for a person to access credit that is way beyond their means of repaying the debt. Besides being limited,…
Xcelsior Financial Services (Advanced Loan Specialists) - Sandton
164 Katherine Street, Sandown, Sandton. Sandton. Gauteng. 2196
Do you need cash urgently but cannot be helped, maybe you don’t earn a high enough income? Maybe you blacklisted? Always getting turned down? At Xcelsior…
Debtbusters - Cape Town
Suite 2 IDM House 142 Buitengracht Street. Cape Town. Western Cape. 8000
To date, there are over 9 million South Africans who have fallen into arrears on their debt repayments. DebtBusters offer a large range of debt solutions to meet…
SALO (PTY)Ltd. - Cape Town
Triangle farm, Bellville. Cape Town. Western Cape. 7530
Let SALO originate a loan for you. We loan up to R100 000.00 for all credit profiles. We assist with insurance, home loan, mobile phones, bond or vehicle…
Instant Money Loans - Randburg
Randburg CBD. Randburg. Gauteng. 2125
Instant Money Loans provide instant loans applications to people, nationwide in South Africa. Read through their useful tips & practical advice on getting a loan.…
Quick Consolidation Loans - Cape Town
Triangle House 14th Floor 22 RieBeek Street. Cape Town. Western Cape. 8001
The company also advises and arranges financial plans to consolidate debts from credit cards, home loans, short term or pay day loans. Offers quick consolidation…
GPF Mortgage - Cape Town
Suite 348 Private Bag X22 Tygervalley, Brackenfell. Cape Town. Western Cape. 7560
We have helped thousands of people get the home loan they want and deserve over the last 10 years. 100% home loans available. Existing home owners can get…
Cash Converters - Alberton
49 Voortrekker Road. Alberton. Gauteng. 2160
We need three months bank statement, latest payslip, I.D. & proof of address. We are offering instant cash loans against your next salary as long you are…
Debt Budget - Johannesburg
52 Church Street Wynberg, Wynberg. Johannesburg. Gauteng. 7966
We have an excellent relationship with all Credit Providers in South Africa. Debt Budget was established in 2009 in Wynberg, Cape Town, however the company now…
PEN MUTUAL FINANCIAL SERVICES CC - Hartbeespoort
Everywhere, Meerhof. Hartbeespoort. North West.
PEN MUTUAL FINANCIAL SERVICES CC COMPANY LOAN REQUIREMENT: 3 months Statements, Latest Payslips & Certified ID Copy SELF EMPLOYED: Your Company documents, Certified…
Debt Counselling PRO - Cape Town
Cape Verde Drive. Cape Town. Western Cape. 7441
Are you drowning in debt? Debt Counselling is the ANSWER I need help getting out of debt. Is this you? Are you struggling to repay your debt? Have you fallen behind…
PicotiFin - Alberton
1 Eaton Terrace. Alberton. Gauteng. 1450
We specialize in Cash loans and Term Cash Loans. Even if you are Blacklisted fill in the Loan application form and let us see what we can do for you. We do all…
ISITYALO FINANCING CASH LOANS - Mthatha
50 Madeira Street, Madeira Street. Mthatha. Eastern Cape. 5100
Isityalo Financing Cash Loans provides cutting-edge financial solutions to meet the expectations of our economically active customers by improving their income…
Finance 27 - Pretoria
No. 27, Menlo Park. Pretoria. Gauteng. 0184
Finance 27 is a micro finance company based in South Africa and we operate nationwide.Finance 27 offers instant, hassle free loans to persons experiencing…