Do you need to borrow money? Find the best personal loan in South Africa
When you are having financial problems and need money for different payments, you may think of getting a personal loan. Before applying for a loan, you must think of the actual need of it. Important banks in South Africa are advising to stop getting personal loans with bad credit for unnecesary things.
It is still possible to get a loan with poor credit though, thanks to the best personal loan companies in South Africa.
Get to know the likelyhood of getting a loan by looking at your credit score.
Loan lenders in South Africa will always analize the risk of lending you money. They obviously need to be sure about your capacity to pay it back. For this, they use a credit score. The higher it is, the more likely you are of getting the best loan deals.
How is my credit score determined?
- They will check whether you fully paid on time other loans.
- They will considere you a risky client if you already owe important quantities of money.
- They will take into account your experience managing debts.
- They check the kind of credit you already have. For example whether it is a credit card loan or mortage.
- They will pay attention to how often you’ve been applying for a new loan. If you have applyied too many times in short time, it lows your credit score.
How to get personal loans for bad credit in South Africa
Basically, you need to improve it and we’re telling you how.
- Do not apply for credit to get unnecesary ítems.
- Obtain one free credit cards report and start paying the ones with the highest balance.
- Try to pay credit cards and bills on time every month.
- Study all other alternatives before foreclosure or asking for bankruptcy protection.
Where to find the best personal loan companies in South Africa
In Infoisinfo we know how difficult can be to get loans for bad credit history or an emergency loan. That is why we’ve prepared a list for you with the best loan companies in South Africa. They will help you out and find the best financial solution for you. You will also find phone numbers, adress and reviews from other clients.
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The 10 Best Personal Loans Companies in South Africa
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1 - Thabi Cash Loans - Springs
8 Shaw Road Springs 1550, Wright Park. Springs. Gauteng. 1550
A cash loan agency dealing with short term loans. Flexible to assist as many financially constraint individuals by considering clients with tainted credit records.
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2 - Mr Cash Loans | Loans Online - Alberton
Raceview, South Crest. Alberton. Gauteng. 1450
We can assist you with easy online cash loans. Apply online with Mr Cash Loans today! https://www.mrcashloans.co.za/ When applying for an online loan, you want a lending partner you…
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3 - Atara 365 Finance at your finger tips - Sandton
1 Johannesburg, Bryanston. Sandton. Gauteng. 2090
At Atara365 We pride ourselves on our professionalism aswell as ethics, values and morals. This is the core of what the company represents and the sentiment of the owner and staff.We do…
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4 - Regional Finance - Mossel Bay
Bella Casa Building, Ground Floor, 14 Mascodor Street, Voorbaai, Mossel Bay, 6506, Voorbaai. Mossel Bay. Western Cape. 6506
Do you need a loan of any kind? Regional Finance is proud to be your Hometown Credit Source, and is an independent financial institute. We have built up an excellent reputation over…
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5 - Xcelsior Pretoria North Financial Services - Pretoria
Shop nr 4, Zelda Park building 570 Gerrit Maritz str, Pretoria North. Pretoria. Gauteng. 0043
XCELSIOR is a privately owned registered credit provider in South Africa. Our management team boasts 15 years of combined experience in specifically the loans sector of South…
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6 - Cash Balance - Johannesburg
120 End Street end street mall. Johannesburg. Gauteng. 2000
Cash Balance is a registered financial service provider, we do Payday advance loans to everyone including blacklisted clients. For a person to qualify he must be a South African…
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7 - SALO (PTY)Ltd. - Cape Town
Triangle farm, Bellville. Cape Town. Western Cape. 7530
Let SALO originate a loan for you. We loan up to R100 000.00 for all credit profiles. We assist with insurance, home loan, mobile phones, bond or vehicle finance application and many…
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8 - My South Africa Payday - Cape Town
The Colosseum. Cape Town. Western Cape. 7441
Payday lending has become very different over the years. If you need funds, but are being turned down by the bigger lenders then talk to us. This lets us grant loans to more…
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9 - db Debt Counsellors - East London
Suite 4002, The Towers, Vincent Park, Vincent. East London. Eastern Cape. 5247
In the South African consumer market it has been too easy for a person to access credit that is way beyond their means of repaying the debt. Besides being limited, the solutions were…
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10 - Finance 27 - Pretoria
No. 27, Menlo Park. Pretoria. Gauteng. 0184
Finance 27 is a micro finance companybased in South Africa andwe operate nationwide.Finance 27 offers instant, hassle free loans topersons experiencing financial difficulties, up to…
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Xcelsior Financial Services (Advanced Loan Specialists) - Sandton
164 Katherine Street, Sandown, Sandton. Sandton. Gauteng. 2196
Do you need cash urgently but cannot be helped, maybe you don’t earn a high enough income? Maybe you blacklisted? Always getting turned down? At Xcelsior Financial Services we…
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Magma Finance Ltd - Johanneburg
Shop 2, CCMA Building, 60 Eloff St, Marshalltown, Johannesburg, 2000, Diepkloof. Johanneburg. Gauteng. 2000
Excellent news! You have the opportunity to secure a $5,000 and $100 million loan With Magma Finance, you may be able to qualify for a personal loan and have it deposited in your account…
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Maadima - Durban
26 Floor Old Mutual Centre 303 Dr Pixley Kaseme Str. Durban. Kwazulu Natal. 4000
Maadima Guarantees, Infrastructure Financing, Debt Collection, Empowerment Ratings & Personal Loans. The synergistic product range was developed as service offerings geared towards…
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Credit Matters - Cape Town
501 Pier House 13-17 Heerengracht Street Foreshore. Cape Town. Western Cape. 8001
DEBT COUNSELLINGCredit Matters is the largest debt counselling organisation in South Africa. We will consolidate you monthly payment to your creditors to a lower amount. Get out of…
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Loans Hub South Africa - Pretoria
atterbury, Menlyn. Pretoria. Gauteng. 0181
Apply for a loan online with no upfront fees Personal loans R1000 To R350 000. Quick 2 minute online loan application. Immediate online decision. Approved loans paid out same day…
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HANSON FINANCE LIMITED - Pretoria
44, Centurion. Pretoria. Gauteng. 0046
Take home up to R10 000 000 today OR £1 000 000 Apply for a no credit check loan:• Loans For Any Purpose• Apply Instantly Online• Your Money In 24 Hours• Attractive Early…
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Maadima - Edenvale
12B 7th Avenue. Edenvale. Gauteng. 1609
Maadima Guarantees, Infrastructure Financing, Debt Collection, Empowerment Ratings & Personal Loans. The synergistic product range was developed as service offerings geared towards…
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LiquiditySA - Johannesburg
92 Sandton Drive Sandton. Johannesburg. Gauteng. 2196
Asset based lending. With our decades of experience in a variety of markets, there are no better hands through which to turn your assets into cold, hard cash. Liquidity specialises…
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Salary Advance Loans - Benoni
32 Stanley Road Nortons Estate. Benoni. Gauteng. 1501
Salary Advance Loans, we offer fast payment for your salary loan or payday loan. Start your salary advance loan or payday loan with the online application form on our website. Loan up…
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SA Loan Services - Pretoria
7 Brakfontein road centurion pretoria. Pretoria. Gauteng. 0157
When an unsecured loan is taken out this means that the loan you are getting does not hold any of your assets as security. The fixed payments Can Work in your Favor as you can work an…
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ISITYALO FINANCING CASH LOANS - Mthatha
50 Madeira Street, Madeira Street. Mthatha. Eastern Cape. 5100
Isityalo Financing Cash Loans provides cutting-edge financial solutions to meet the expectations of our economically active customers by improving their income and socio-economic status.
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PicotiFin - Alberton
1 Eaton Terrace. Alberton. Gauteng. 1450
We specialize in Cash loans and Term Cash Loans. Even if you are Blacklisted fill in the Loan application form and let us see what we can do for you. We do all the following Loans. P.S:…
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Onpoint Loans - Johannesburg
155 ILPA HOUSE Commissioner Street Johannesburg Commissioner Street. Johannesburg. Gauteng. 2000
On-point Loans is a nationwide brokerage with years of experience in the credit industry that helps blacklisted (people with bad credit record) as well as non blacklisted people to…
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Boleka Pty Ltd - Sandton
1 Richards Drive, Halfway House. Sandton. Gauteng. 1685
Creditworthy Borrowers are looking for a low cost loan. One borrower borrows from lots of different investors and accepts the lowest interest rate offers. One investor lends to lots…
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The Bank It - Johannesburg
Corner Rivonia and Mutual Road, Sunningdale Park. Johannesburg. Gauteng. 2128
We provide loans against almost anything of value, Johannesburg.We are committed to good customer service as well as safe and secure premises.We provide loans to everyone, diamonds and…