Do you need to borrow money? Find the best personal loan in South Africa
When you are having financial problems and need money for different payments, you may think of getting a loan. Before applying for a loan, you must think of the actual need of it. Important banks in South Africa are advising to stop getting personal loans with bad credit for unnecesary things.
It is still possible to get a loan with poor credit though, thanks to the best personal loan companies in South Africa.
Get to know the likelyhood of getting a loan by looking at your credit score.
Loan lenders in South Africa will always analize the risk of lending you money. They obviously need to be sure about your capacity to pay it back. For this, they use a credit score. The higher it is, the more likely you are of getting the best loan deals.
How is your credit score determined?
- They will check whether you fully paid on time other loans.
- They will considere you a risky client if you already owe important quantities of money.
- They will take into account your experience managing debts.
- They check the kind of credit you already have. For example whether it is a credit card loan or mortage.
- They will pay attention to how often you’ve been applying for a new loan. If you have applyied too many times in short time, it lows your credit score.
How to get loans for bad credit in South Africa
Basically, you need to enhalce your credit score and we’re telling you how.
- Do not apply for credit to get unnecesary ítems.
- Obtain one free credit cards report and start paying the ones with the highest balance.
- Try to pay credit cards and bills on time every month.
- Study all other alternatives before foreclosure or asking for bankruptcy protection.
Where to find the best loan companies in South Africa
In Infoisinfo we know how difficult can be to get loans for bad credit history or an emergency loan. That is why we’ve prepared a list for you with the best loan companies in South Africa. They will help you out and find the best financial solution for you. You will also find phone numbers, adress and reviews from other clients.
Filters
Search by region
- Gauteng (977)
- Western Cape (493)
- Kwazulu Natal (470)
- Eastern Cape (229)
- Mpumalanga (217)
- Limpopo (218)
- Freestate (182)
- North West (169)
- Nortern Cape (64)
- Northern Cape (5)
Related categories
Loan Agency - South Africa
-
-
1 - Thabi Cash Loans - Springs
8 Shaw Road Springs 1550, Wright Park. Springs. Gauteng. 1550
A cash loan agency dealing with short term loans. Flexible to assist as many financially constraint individuals by considering clients with tainted credit records.
-
2 - GPF Mortgage - Cape Town
Suite 348 Private Bag X22 Tygervalley, Brackenfell. Cape Town. Western Cape. 7560
We have helped thousands of people get the home loan they want and deserve over the last 10 years. 100% home loans available. Existing home owners can get second bonds, refinance…
-
3 - Devpro Nationwide Homeloans - Cape Town
Tyger Falls Riverside Lofts Corner Carl Cronje and Bill Bezuidenhout Drive Block 5, Bellville. Cape Town. Western Cape. 7530
Sophias career stared in 2000 when she joined the Wizard Franchise Group as a consultant after a successful career as a personal banker at Standard Bank. Our services are obligation…
-
4 - LOST LOVE SPELLS AND POWERFUL TRADITIONAL HEALER SOUTH AFRICA PROF KIISA - Johannesburg
fourways, Fourways. Johannesburg. Gauteng. 2191
LOST LOVE SPELL IN UK USA CANADA LOS ANGELES LONDON NEW YORK +27635620092 PROF KIISA Well the good news is, i can offer you services in all aspect of daily day life because am the…
-
5 - Xcelsior Financial Services - Boksburg
100 Elizabeth Road Bartlett, Boksburg, El Ridge Office Park, Block C No:7, Bartletts. Boksburg. Gauteng. 1412
Xcelsior Financial Services - offer a credit facility against any movable assets. We require no affordability assessments or credit checks. Any client is welcome as the value of the…
-
6 - Cno Financial Group Inc - Stellenbosch
2B, Block B 26 Quantum Road, Technopark Stellenbosch, Brandwag. Stellenbosch. Western Cape. 7600
Introducing our Exclusive Loan Offer: Fast, Convenient, and Affordable! Need financial support? Look no further! We're here to help you achieve your goals with our exceptional…
-
7 - Mr Cash Loans | Loans Online - Alberton
Raceview, South Crest. Alberton. Gauteng. 1450
We can assist you with easy online cash loans. Apply online with Mr Cash Loans today! https://www.mrcashloans.co.za/ When applying for an online loan, you want a lending partner you…
-
8 - Consolidation Solutions - Pretoria
823 Old Farm Road, Faerie Glen, Pretoria, Faerie Glen. Pretoria. Gauteng. 0001
At Consolidation Solutions we offer the best Debt Consolidationalternative to Debt Review, Administration and Sequestration. Consolidation Solutionshas been providing Debt Mediation…
-
9 - Regional Finance - Mossel Bay
Bella Casa Building, Ground Floor, 14 Mascodor Street, Voorbaai, Mossel Bay, 6506, Voorbaai. Mossel Bay. Western Cape. 6506
Do you need a loan of any kind? Regional Finance is proud to be your Hometown Credit Source, and is an independent financial institute. We have built up an excellent reputation over…
-
10 - Credit Salvage Corporation SA (Pty) Ltd - Johannesburg
20 Spreeu Avenue, Randpark Ridge. Johannesburg. Gauteng. 2156
Being black listed on ITC and having bad credit is not the end of the world. We clear you legally on ITC and credit bureaux. Poor credit clearance won’t happen overnight, but it’s…
-
MattFin Money Matters (Debt Consolidation) - Vredenburg
Waterfront Terraces Block 1 Carl Cronje Drive. Vredenburg. Western Cape. 7535
If you're a home owner and you're getting behind with your monthly debt repayments, or you're battling to cover your day-to-day living expenses, Mattfin Money Matters can help you. In…
-
-
-
Xcelsior Loans - Witbank - Emalahleni
Smokey Mountain Office Park, Unit 105, First Floor, Ben Fleur, Witbank, Klipfontein. Emalahleni. Mpumalanga. 1038
Xcelsior Financial Services- offer a credit facility against any movable assets. We require no affordability assessments or credit checks. Any client is welcome as the value of the…
-
Reckless Lending - Cape Town
15 Riebeek Street Westbank House 1st Floor. Cape Town. Western Cape. 8001
If you suspect that you have entered into a reckless credit agreement and need someone to fight for your consumer rights, you can contact us at http://reckless-lending.co.za/ by filling…
-
Xcelsior Pretoria North Financial Services - Pretoria
Shop nr 4, Zelda Park building 570 Gerrit Maritz str, Pretoria North. Pretoria. Gauteng. 0043
XCELSIOR is a privately owned registered credit provider in South Africa. Our management team boasts 15 years of combined experience in specifically the loans sector of South…
-
Cash Balance - Johannesburg
120 End Street end street mall. Johannesburg. Gauteng. 2000
Cash Balance is a registered financial service provider, we do Payday advance loans to everyone including blacklisted clients. For a person to qualify he must be a South African…
-
Lisabank - Sandton
679 sandton pretoria main road, wynberg. Sandton. Gauteng. 2090
COME CHECK OUR REPO VEHICLES SELLING UNDER RETAIL PRICESS!!!!!! MORE CAR FOR LESS!!!!. Our focus is on procuring a variety of vehicles including repossessed bank vehicles and offering…
-
Debtbusters - Cape Town
Suite 2 IDM House 142 Buitengracht Street. Cape Town. Western Cape. 8000
To date, there are over 9 million South Africans who have fallen into arrears on their debt repayments. DebtBusters offer a large range of debt solutions to meet your needs and help…
-
SALO (PTY)Ltd. - Cape Town
Triangle farm, Bellville. Cape Town. Western Cape. 7530
Let SALO originate a loan for you. We loan up to R100 000.00 for all credit profiles. We assist with insurance, home loan, mobile phones, bond or vehicle finance application and many…
-
My South Africa Payday - Cape Town
The Colosseum. Cape Town. Western Cape. 7441
Payday lending has become very different over the years. If you need funds, but are being turned down by the bigger lenders then talk to us. This lets us grant loans to more…
-
Babereki Employee Support Services (Pty) Ltd - Port Elizabeth
Caseley Street. Port Elizabeth. Eastern Cape. 6001
We believe that by meeting these needs, the obstacles of daily stress and worry are alleviated to enable employees to focus on their work. Approximately 3,500 loans are granted each…
-
Loan Merchant Bank: Pawn, Gold and Diamond Exchange - Sandton
1 Estelle road 84 Westwood Way, Paulshof, Bryanston. Sandton. Gauteng. 2056
Cash loans/Buy/Sell:. (L). zane@loanmerchantbank.co.za. (e). 086 549 6398. (f). 011 056 6661. (w). 076 789 7220. (c). Zane Haasbroek. Gold, gaming consoles, flatscreen TVs, iPads,…
-
db Debt Counsellors - East London
Suite 4002, The Towers, Vincent Park, Vincent. East London. Eastern Cape. 5247
In the South African consumer market it has been too easy for a person to access credit that is way beyond their means of repaying the debt. Besides being limited, the solutions were…
-
Finance 27 - Pretoria
No. 27, Menlo Park. Pretoria. Gauteng. 0184
Finance 27 is a micro finance companybased in South Africa andwe operate nationwide.Finance 27 offers instant, hassle free loans topersons experiencing financial difficulties, up to…
-
Xcelsior Financial Services (Advanced Loan Specialists) - Sandton
164 Katherine Street, Sandown, Sandton. Sandton. Gauteng. 2196
Do you need cash urgently but cannot be helped, maybe you don’t earn a high enough income? Maybe you blacklisted? Always getting turned down? At Xcelsior Financial Services we…
-
Magma Finance Ltd - Johanneburg
Shop 2, CCMA Building, 60 Eloff St, Marshalltown, Johannesburg, 2000, Diepkloof. Johanneburg. Gauteng. 2000
Excellent news! You have the opportunity to secure a $5,000 and $100 million loan With Magma Finance, you may be able to qualify for a personal loan and have it deposited in your account…